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      <title><![CDATA[All articles - protectyourworld.ca]]></title>
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      <pubDate>Thu, 15 May 2014 12:47:00 +0200</pubDate>
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      <category><![CDATA[News]]></category>
      <category><![CDATA[Testimonials]]></category>
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         <title><![CDATA[WSIB and a Second level of Protection]]></title>
         <link>https://www.protectyourworld.ca/news/wsib-and-a-second-level-of-protection/</link>
         <description><![CDATA[

Most people know
that Bill 119 for self-employed renovators, contractors and trades people came
into effect the beginning of 2013.

&nbsp;

How many
times have we heard from clients that now they will have to cancel their
personal coverage due to the fact that they can’t afford to be paying for both
WSIB which usually will be around 9% – 13% or higher of their labour costs
billed on the job and pay for their personal cover.

&nbsp;

To clarify,
WSIB only covers for accidents on the job; it...]]></description>
         <pubDate>Thu, 15 May 2014 12:47:00 +0200</pubDate>
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         <category><![CDATA[News]]></category>
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         <title><![CDATA[Do I really need Critical Illness coverage?]]></title>
         <link>https://www.protectyourworld.ca/news/do-i-really-need-critical-illness-coverage-/</link>
         <description><![CDATA[Few of us want to contemplate the reality of being diagnosed with a serious illness. Even fewer of us have given any thought to how we'd cope financially. And although the odds of surviving a critical illness are better than ever, consider these statistics*:
&nbsp;

	An estimated 177,800 new cases of cancer occurred in Canada in 2011. Approximately one in two Canadians will develop cancer; three in four will survive.
	Heart attacks strike 70,000 Canadians each year.
	Strokes hit 50,000...]]></description>
         <pubDate>Sat, 05 Apr 2014 19:04:00 +0200</pubDate>
         <guid isPermaLink="true">https://www.protectyourworld.ca/news/do-i-really-need-critical-illness-coverage-/</guid>
         <category><![CDATA[News]]></category>
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         <title><![CDATA[Declined By Your Life Insurance Provider]]></title>
         <link>https://www.protectyourworld.ca/news/declined-by-your-life-insurance-provider/</link>
         <description><![CDATA[Life insurance companies take the underwriting process very seriously because they are taking on a lot of risk when they approve each and every application for coverage. Underwriters will order your medical records, review the results of your medical examination, and compare all of this information to the information provided on your application. During the assessment, the underwriter will determine whether or not you qualify for coverage and what health classification you should be given. If...]]></description>
         <pubDate>Sat, 05 Apr 2014 18:44:00 +0200</pubDate>
         <guid isPermaLink="true">https://www.protectyourworld.ca/news/declined-by-your-life-insurance-provider/</guid>
         <category><![CDATA[News]]></category>
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         <title><![CDATA[Higher insurance costs deter smokers..]]></title>
         <link>https://www.protectyourworld.ca/news/higher-insurance-costs-deter-smokers-/</link>
         <description><![CDATA[Thanks to higher premiums, smokers may be insuring themselves for less than they should be — likely a costly mistake.
&nbsp;
Smokers don’t insure their lives for as much as non-smokers do, causing potential financial problems for their families.
&nbsp;
The gap between the amounts of life insurance coverage taken out by smokers compared to non-smokers means that those who light up regularly are at higher risk of leaving their loved ones exposed to financial hardship, should the worst...]]></description>
         <pubDate>Thu, 06 Feb 2014 08:02:00 +0200</pubDate>
         <guid isPermaLink="true">https://www.protectyourworld.ca/news/higher-insurance-costs-deter-smokers-/</guid>
         <category><![CDATA[News]]></category>
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         <title><![CDATA[When mortgage insurance makes sense]]></title>
         <link>https://www.protectyourworld.ca/news/when-mortgage-insurance-makes-sense/</link>
         <description><![CDATA[&nbsp;
Lenders often recommend that homebuyers buy an insurance policy that will repay their mortgage in the event of their death. But choose carefully, experts warn. 
&nbsp;
In recent years, the federal government has made several changes to the rules for mortgages backed by the Canada Mortgage and Housing Corporation (CMHC), the government-owned agency that insures mortgages against default.
&nbsp;
By law, Canadian mortgages that have less than a 20 per cent down payment must be insured in...]]></description>
         <pubDate>Wed, 05 Feb 2014 15:05:00 +0200</pubDate>
         <guid isPermaLink="true">https://www.protectyourworld.ca/news/when-mortgage-insurance-makes-sense/</guid>
         <category><![CDATA[News]]></category>
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         <title><![CDATA[CBC Marketplace - The Mortgage Insurance Game.]]></title>
         <link>https://www.protectyourworld.ca/news/cbc-marketplace-the-mortgage-game-/</link>
         <description><![CDATA[If you think that your bank has your best interests at heart when they sell you mortgage insurance … think again!
&nbsp;
This CBC Marketplace investigation is a MUST-SEE for every homeowner. The story was first published in 2008 but remains relevant today – another statement in its own right.
&nbsp;
The premise?
Most homeowners are encouraged by their bank to buy an insurance policy on their home… under the guise that the policy will pay off the mortgage in full should the homeowner die, or...]]></description>
         <pubDate>Sun, 27 Oct 2013 07:29:00 +0200</pubDate>
         <guid isPermaLink="true">https://www.protectyourworld.ca/news/cbc-marketplace-the-mortgage-game-/</guid>
         <category><![CDATA[News]]></category>
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      <item>
         <title><![CDATA[Welcome to Our New Website ]]></title>
         <link>https://www.protectyourworld.ca/news/welcome-to-our-new-website-/</link>
         <description><![CDATA[We would like to announce the launch of our new website. You can find information about all the latest news reports and services. Our primary goal is to keep you in the know on the most recent and upcoming events we are involved in. Be sure to check back often.
]]></description>
         <pubDate>Mon, 19 Aug 2013 14:37:00 +0200</pubDate>
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